Advanced Cash Flow Statement Analysis
Mastery Series
Learn how to classify ambiguous accounts as operating events, investing events, related party events, or financing events. Use the UCA cash flow statement to assess borrower risk and analyze management's ability to generate sufficient cash flow to service debt.
“Presentation was excellent - very helpful to have materials in advance to review and complete the exercises.”
~Senior Underwriter, Regional Credit Union in Virginia
~Senior Underwriter, Regional Credit Union in Virginia
What You Will Learn
Learn to Identify cash sources for interest and debt repayment by examining Business Drivers. Classify income statement and balance sheet accounts. Construct a UCA cash flow statement to determine borrowing causes, debt service cash sources, financing requirements, and financing sources. Assess financial management, quantify the impact of changes in EBITDA, accounts receivable, inventory, accounts payable days, and sales growth. Identify reasons for insufficient cash flow, address critical issues, and evaluate success and failure areas relevant to cash flow performance and debt service.
Target Audience
This Skill Series is ideal for participants currently in or aspiring to enter the following job functions:
- Credit Management
- C & I Lending
- CRE Lending
- Corporate Lending
- Special Assets
- Health Care Provider Lending
- Credit Analysis
- Loan Support
Prerequisites
A sound working knowledge of the construction and use of the UCA cash flow statement.
Skill Series Courses
Advanced UCA Cash Flow Analysis Part 1
Advanced UCA Cash Flow Analysis Part 2
more than 100 live, On-Demand and self-study courses
for every member of your credit team.
All include cases, exercises, testing & Reporting
for every member of your credit team.
All include cases, exercises, testing & Reporting