Commercial Real Estate Underwriting
Fundamentals Series
Learn how to analyze and underwrite commercial real estate loans, including how to assess the borrower, the guarantor, and the property using global cash flow techniques and the credit write-up.
“Similar courses offered by other companies have a lot of fluff; Shockproof courses are robust and to the point.”
~Credit Analyst, Community Bank in New Hampshire
What You Will Learn
Learn the entire analytical process for making commercial real estate credit decisions. We'll take you through the entire analytical process for a commercial real estate credit decision following the analytical sequence emphasized by the regulators in their October 30, 2009 policy statement. At the end of the eight sessions, participants will know precisely how to assess the borrower, the guarantor, and the property - including the application and use of global cash flow techniques - and present their conclusions and recommendations in a comprehensive credit write-up format.
Target Audience

This Skill Series is ideal for participants currently in or aspiring to enter the following job functions:

  • Credit Management
  • Commercial Real Estate Administration
  • Commercial Loan Portfolio Management
  • CRE Lending
  • Private Banking
  • Loan Review
  • Special Assets
  • Construction Lending
  • Credit Analysis
Prerequisites
Familiarity with accrual financial statements and accrual financial statement terminology for a commercial real estate operation.
Skill Series Courses
The CRE Analytical Process and Credit Write-Up
Borrower Cash Flow, Ratio Analysis and the First Way Out
Personal Cash Flow, Guarantor Analysis and the Second Way Out
Appraisal Reports and Assessing Market Value
The Income Capitalization Approach and the Cap Rate
Underwriting Standards, NOI and Breakeven Analysis
Management Assessment, Competitive Forces, and Projected Performance
Repayment Risks and Covenants
8 Credits or $1,895
more than 100 live, On-Demand and self-study courses
for every member of your credit team.
All include cases, exercises, testing & Reporting