Federal Tax Return Analysis
Fundamentals Series
Learn how to properly compute key performance ratios, cash flow proxies such as traditional cash flow and EBITDA, and the UCA cash flow statement from information in federal income tax returns.
“I would recommend that every lender who relies on individuals' tax returns for borrower/guarantor underwriting attend this course.”
~Senior Credit Analyst, Savings Bank in Texas
What You Will Learn
Explore the detail, form and content of business and personal income tax returns, the role of the Section 179 Deduction, the information content of Schedule K-1, the construction of personal cash flow statements, the information content of Schedule M-1, the construction of key performance ratios, and the construction of cash flow proxies and the UCA cash flow statement. At the end of the eight online sessions, participants will know how to properly compute key performance ratios, cash flow proxies such as traditional cash flow and EBITDA, and the UCA cash flow statement from information in federal income tax returns.
Target Audience

This Skill Series is ideal for participants currently in or aspiring to enter the following job functions:

  • Credit Management
  • Commercial Credit Administration
  • Commercial Loan Administration
  • Commercial Loan Portfolio Management
  • C & I Lending
  • Corporate Lending
  • Loan Review
  • Special Assets
  • Internal Audit
  • Non-Profit and Municipality Lending
  • Health Care Provider Lending
  • Specialized Lending
  • Credit Analysis
Prerequisites
Familiarity with accrual financial statements and the use of ratios and cash flow statements in assessing borrower risk.
Skill Series Courses
Business Income Tax Returns
The Section 179 Deduction
Understanding Schedules K-1
Personal Income Tax Returns and Cash Flow
Schedule M-1 and the Accrual Income Statement
Business Income Tax Returns and Ratio Analysis
Business Income Tax Returns and Cash Flow Analysis
Cash Based Income Tax Returns
8 Credits or $1,895
more than 100 live, On-Demand and self-study courses
for every member of your credit team.
All include cases, exercises, testing & Reporting