Introduction to Commercial Credit
Fundamentals Series
Gain a solid understanding of the financial and credit analysis techniques required to quickly identify and qualify a creditworthy prospect or borrower.
“I feel that Shockproof offers more in depth training and exercises are similar to those faced in live loan requests.”
~Commercial Loan Officer, Community Credit Union in Massachusetts
What You Will Learn
Learn the analytical tools and techniques to determine if a loan request qualifies for additional consideration and analysis. You will analyze the company and its financial statements, assess management and the competitive environment. You'll also understand the differences in business organizations, the role of distributions and loans to owners in the analytical process, the computation and interpretation of key performance ratios, the use and limitations of cash flow proxies and the Uniform Credit Analysis (UCA) cash flow statement, and the impact of management competence on a company's performance.
Target Audience

This Skill Series is ideal for participants currently in or aspiring to enter the following job functions:

  • Commercial Credit Administration
  • Commercial Loan Administration
  • C & I Lending
  • Corporate Lending
  • Private Banking
  • Loan Review
  • Special Assets
  • Internal Audit
  • Health Care Provider Lending
  • Specialized Lending
  • Credit Analysis
Prerequisites
Familiarity with accrual financial statements and accrual financial statement terminology.
Skill Series Courses
The 5 C's of Commercial Credit
Financial Statements and Business Organizations
Personal Qualities and Competitive Advantage
Critical Ratios and the First Necessary Condition for Success
Non-Financial Red Flags and the Second Necessary Condition
5 Credits or $1,295
more than 100 live, On-Demand and self-study courses
for every member of your credit team.
All include cases, exercises, testing & Reporting