Cash Flow Analysis & Applications
Mastery Series
Become an expert in using UCA cash flow analysis to assess creditworthiness in complex operating scenarios. Learn to read risk signals from multiple business metrics and assess management's ability to control operating cash flow.
“Excellent instructor who walked through examples to illustrate the material and its importance.”
~SVP Commercial Banking, Regional Bank in Florida
What You Will Learn
Learn to identify key business drivers and calculate performance ratios on profitability and cash flow through the lens of the UCA cash flow statement. Explore complex accounts and learn to correctly read risk signals and how they can impact credit decisions. Analyze cash inflows/outflows from sales growth, EBIDTA, accounts receivable and assess management ability to control operating cash flow. Model how changes in working capital impacts debt service within a UCA cash flow statement framework.
Target Audience

This Skill Series is ideal for participants currently in or aspiring to enter the following job functions:

  • Credit Management
  • Commercial Credit Administration
  • Commercial Real Estate Administration
  • Commercial Loan Administration
  • C & I Lending
  • CRE Lending
  • Corporate Lending
  • Private Banking
  • Loan Review
  • Special Assets
  • Internal Audit
  • Construction Lending
  • Non-Profit and Municipality Lending
  • Health Care Provider Lending
  • Specialized Lending
  • Credit Analysis
Prerequisites
A sound working knowledge of the construction and use of both the Uniform Credit Analysis (UCA) cash flow statement and personal cash flow statements, as well as business income tax returns and accrual financial statements, including the FASB 95 Statement of Cash Flows.
Skill Series Courses
Global Cash Flow
Working Capital and UCA Cash Flow
Ratio Messages On Profitability and Cash Flow
Covenant Use in Controlling Cash Outflows
Debt Capacity and Cash Flow
5 Credits or $1,295
more than 100 live, On-Demand and self-study courses
for every member of your credit team.
All include cases, exercises, testing & Reporting